Car detailing insurance(Canada) suggestions?!

RangerDetails

RangerDetails

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I'm shopping for insurance but the rates are very expensive.
Since I don't have a lot of clients yet, I can't afford those rates.

Any suggestions on cheaper insurance rates?
(In Canada)
 
I'll ask around locally what the professional detailers do for insurance. I have a hunch that most don't have insurance.
 
I have been told by my insurance company that they will not give me house insurance AT ALL if I detail at my home (in my driveway NOT garage). Also, they have advised me to purchase commercial insurance (about $60 a month) that would cover any property damage that may be incurred when at someone's home or office. This includes vehicle damage. In this day and age working with people you do not really know, $60 a month seems fairly reasonable.... I am going in to meet with them to get a complete low down on what is covered. I am not sure why they would cancel my home insurance though if they found out I was detailing cars at home (which I am not). I am in Ontario
 
I forgot to mention that I'm mobile.
The lowest rate a got was 70$ per month which is insane for me since I only get very few jobs every month.
 
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