Mobile POS (point of sale)

Andr3wilson

Andr3wilson

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Hey guys!

So I have been looking into getting a POS machine to accept credit cards now.

I have an offer from a mainstream Canadian supporter to either turn my iPhone into a POS or rent a wireless reader.

I also have the option of going with a different company that has an app and free reader for my phone that's either on a free pay as you go with higher rates or paid plan for $10/month and standard rates.

As far as actual costs, if it it less than $2800 month, staying with the app is cheaper than going with the more local Canadian Company.

As far as my phone and question goes, what do you guys use?? I am looking at upgrading to Galaxy Note II and I was wondering if there is anyone out there that knows/uses a droid as a pos??

Thanks a lot!

-Andrew
 
The easiest and most recognized is probably Square. I have it and it is super easy to use. They provide the card reader which plugs into the headphone jack. You then open the app, put in the amount to charge, swipe the card and have the customer sign. Gives you the option to email a receipt, too. Very slick and professional.
 
I use PayPal Here on my iPhone. Lets you easily manage all your items and packages instead of just using a total like Square. Also is a bit less expensive at 2.7%. I also pair it with my PayPal business debit card to get 1% cash back on all purchases so I actually end up getting 1.7% on all transactions.
 
I use intuit Go Payment. I like it, I never had good luck with the card reader so I just enter it manually. I think it costs me extra that way. They send you a 1099 makes taxes easy.
 
I use the square reader and haven't had a problem with it ever since I got it. Funds are usually in my business account within 24hrs of swipe and its only 2.75% per-swipe.
Takes 1 swipe, customer signs, then send receipt to customers email or phone if you/they would like. Its very user friendly and is such a useful tool. Best of luck!
 
Square not available in Canada ehhh?

thats what I use. Very easy, no monthly fee, reasonable % per transaction
 
95oRANGEcRUSH said:
The easiest and most recognized is probably Square. I have it and it is super easy to use. They provide the card reader which plugs into the headphone jack. You then open the app, put in the amount to charge, swipe the card and have the customer sign. Gives you the option to email a receipt, too. Very slick and professional.
Click to expand...

I will look into square and crunch the numbers on it! Thanks

RhetoricMixes said:
I use PayPal Here on my iPhone. Lets you easily manage all your items and packages instead of just using a total like Square. Also is a bit less expensive at 2.7%. I also pair it with my PayPal business debit card to get 1% cash back on all purchases so I actually end up getting 1.7% on all transactions.
Click to expand...

I wasn't aware of paypal. Is the 1.7% on all credit cards or just Visa and Mastercard? Thanks!

rustytruck said:
I use intuit Go Payment. I like it, I never had good luck with the card reader so I just enter it manually. I think it costs me extra that way. They send you a 1099 makes taxes easy.
Click to expand...

Intuit was the name of the company!! I totally forgot, you are correct with the keyed rate, it is more. Intuit was the one I was looking at. Thanks for the feedback on the card reader!

Colinpd137 said:
I use the square reader and haven't had a problem with it ever since I got it. Funds are usually in my business account within 24hrs of swipe and its only 2.75% per-swipe.
Takes 1 swipe, customer signs, then send receipt to customers email or phone if you/they would like. Its very user friendly and is such a useful tool. Best of luck!
Click to expand...

2.75% is not too bad. I like the particular setup of square and intuit.

Gurge said:
Square not available in Canada ehhh?

thats what I use. Very easy, no monthly fee, reasonable % per transaction
Click to expand...

I will do a search on it now eh!
 
I believe square charges $2.75 per swipe. Also I believe you get your money the following day. Also from all card readers out there I would go with the best one, they all have their problems, I tried them all but remember sometimes its your phone that causes it so the reader and phone, gets miscommunication between one with the other. Square stands out for me for one reason only, AT&T just announced a partnership with them, so a big company like that can put lots and lots of money into them to make this little piece of device only better. I have an Iphone4 and haven't had any problems with it.
 
Andrew - when you apply for a business debit card with PayPal it is a MasterCard and is linked directly to your PayPal account. When you accept payments on your phone the funds are immediately available in your PayPal account, that's why I like using it.
 
Francisco said:
I believe square charges $2.75 per swipe. Also I believe you get your money the following day. Also from all card readers out there I would go with the best one, they all have their problems, I tried them all but remember sometimes its your phone that causes it so the reader and phone, gets miscommunication between one with the other. Square stands out for me for one reason only, AT&T just announced a partnership with them, so a big company like that can put lots and lots of money into them to make this little piece of device only better. I have an Iphone4 and haven't had any problems with it.
Click to expand...

The Square app charges you 2.75% of every transaction not $2.75 per.
 
RhetoricMixes said:
Andrew - when you apply for a business debit card with PayPal it is a MasterCard and is linked directly to your PayPal account. When you accept payments on your phone the funds are immediately available in your PayPal account, that's why I like using it.
Click to expand...

I will look into it more! It sounds like a fairly viable option. Thanks!

RhetoricMixes said:
The Square app charges you 2.75% of every transaction not $2.75 per.
Click to expand...

I wish it was $2.75 a transaction! That'd be the life!
 
The only real reason I switched to using the PayPal app was because I could itemize my totals. I couldn't do that with Square (at least not on the iPhone version) and it aggravated me to get the total first then put it into Square. The PayPal does all of that plus add tax for you so it was a no brainer for me :)
 
RhetoricMixes said:
The only real reason I switched to using the PayPal app was because I could itemize my totals. I couldn't do that with Square (at least not on the iPhone version) and it aggravated me to get the total first then put it into Square. The PayPal does all of that plus add tax for you so it was a no brainer for me :)
Click to expand...

Can you put discounts in there too?

Its great to be getting a lot of feedback on these companies! Thanks guys!
 
Andrew...try global payment solutions...they had something similar to the phone app, but it was called a virtual terminal i think...

they were very reasonable but did have a contract to sign...
 
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