The part about the insurance covering it, or not, might be something you'd be better served by asking your insurance agent. There could be a couple of draw backs...
1) Your paint man could pocket $1000 AND get paid by the insurance. That's a loss on your part, and I'd want to know. You'll likely get some good advice hear as to what is legit and what isn't.
2)Speaking to an insurance agent could botch getting the car painted at all, or worse, cost you more than the $1000 to get it painted. Sort of a catch 22 if you know what I mean.
Whether they have to strip the paint to the metal, or not, is a question I'll leave for Mr. Phillips. I wouldn't think they'd have to take it that for, but you never know what reasons a painter might have for doing such.
1) Your paint man could pocket $1000 AND get paid by the insurance. That's a loss on your part, and I'd want to know. You'll likely get some good advice hear as to what is legit and what isn't.
2)Speaking to an insurance agent could botch getting the car painted at all, or worse, cost you more than the $1000 to get it painted. Sort of a catch 22 if you know what I mean.
Whether they have to strip the paint to the metal, or not, is a question I'll leave for Mr. Phillips. I wouldn't think they'd have to take it that for, but you never know what reasons a painter might have for doing such.