There are a lot of them out there, more than you would believe...
Oh I know. I've read by some accounts almost 50% in my state. That's why I carry uninsured and underinsured motorist coverage on everything (Even my old '02 Taurus that doesn't have full coverage - I dropped full coverage after doing the math and finding I was paying the entire value of the car in a little over one policy! Just not worth it anymore)
When I got rear ended, it was in my MOMS car, of course. I had my car, was going to pick something up, she was parked behind me, she said here take mine. So I come to a stop behind a stalled vehicle, and BAM, get rammed into by a Chevy Impala being driven by a 16 year old girl who was texting on her phone. When I asked for her insurance information (along with the
6 other cars she hit before coming to a stop) she said no, she wanted to wait for her mom. That was perfectly reasonable, so while waiting for the police, momma showed up. Well, her claws came out. Screamed at us for hurting her baby (her car had an obliterated front end, all 6 of us had rear end damage, it was painfully obvious what happened). She claimed we all got in her way, and we should've been watching our rear view mirrors and moved out of the way when we saw her coming (Because, of course, it wasn't this girls responsibility to watch the road).
THEN she claimed "None of you are getting a penny from us" and said "We're going now". I dialed the highway patrol and told them that the girls mother was trying to take her from the scene, well, after the other guys started to stall her (I think she was scared that among the cars hit was a newer Mercedes convertible and a brand new, temp-tag still affixed black BMW). They got there pretty quick and detained both the mother and the daughter in seperate cars and got us the insurance cards. Luckily they HAD insurance!
But what I couldn't believe was the attitude. Nothing can possible be my daughters fault. No WONDER she was driving around, speeding, with her eyes on her cellphone. Nobody has ever told her she's responsible for what goes on around her before! Didn't that mother realize that she could've been killed? I was the fifth car she hit, then she hit the stalled car after me. Bouncing in and out of the oncoming lane. If there was someone coming in the other lane, she would be dead. Period. But of course, don't worry honey, we'll get you away from these mean men who tried to hurt you!
Just drives me insane. Only accident I've ever been in. Did get backed into in a parking lot before. Lady got out of the car, older lady. Was very apologetic. There was a tiny tiny bit of paint transfer on my bumper and hers, we agreed to just not worry about it. She took responsibility and we assessed the situation. So much easier. Of course, with this other girl it was a lot more than paint transfer (Was about $2k in damage to moms car and I was the FIFTH CAR HIT), but it still would've been easier for everyone if we could've just dealt with it like adults. Swap insurance info, get the police report over with, and those that could drive home drive home (Mine was still drivable, the first couple of cars hit weren't, and hers was not. The front firewall was resting on the ground and the engine was lying in a ditch).