so much of this, matter of fact, all of this, depends on where you live. cannot compare my town to yours, it doesn't make sense. of course, being good friends with the "mayor" of your town and the police chief doesn't hurt.
Just as you can't say you need to have someone else get your Tax ID for you.
The "legal business name" that you fill in the blank with when going to the IRS site can be AAAAAAABBBBCCC company or Yabba Dabba Doo for all that matters. Bottom line is it'll be tied to either a corporation/LLC
or a Social Security number. If it's the latter, there is no reason to pay anyone to do your filings for you.
I started my first business almost 30 years ago, trust me, been there, done that. Didn't need to pay someone to do that part. The taxes though.... oh boy are those a pain. Always did my own, did my books, printed out my reports, printed the tax returns, THEN took them to my CPA for her to sign off on them (put her name on them) if for no other reason then to keep from getting audited. Must have worked too.....

(OTOH she tried to hire me for about 10 years to work with her at Tax Time!)
Now to separate your business from your personal finances is just plain old good sense, couldn't agree more.:xyxthumbs: We (unfortunately) live in a litigious society so filing a LLC may make sense for
some people. OTOH, it's not hard to have everything you own in your wife's name and the business in yours, or the other way around. Somebody want to take you to court and you don't own anything, then nothing to be gained on their end. Having an LLC will not stop somebody from filing a law suit, or taking everything the business owns, whether that be LLC or sole proprietorship.
That... is what good liability insurance is for!

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