Long, long, ago, in the days before smart phones and DSL, there was once something called dial up internet service and an evil entity known as America Online (AOL). AOL was my first internet service provider. When signing up for AOL, you had to select a user name, which also became your e-mail address. AOL kept suggesting different versions of my actual name in combination with random numbers. Every user name that I suggested was rejected as already in use. I had a stack of CDs on the floor, so I picked up one, Hell To Pay, The Jeff Healey Band. It took and I have been Helltopay ever since. My Twitter account is even @helltopay. I was extremely surprised that it was still available.