Hi Don:
For what it is worth, many folks have been through something similar, as you’ve read here. That by itself doesn’t help, but sometimes knowing you aren’t alone does.
The old saying of “How do you eat an elephant? One bite at a time” applies here as well. You are overwhelmed, and it’s OK. Just take things one-step at a time.
• Breathe. Nothing has to be settled this very moment. Give things a minute to work out, and for you to decompress a bit.
• Listen to your Dr and your wife. They are trying to help.
• Google is your friend. The answers are out there.
• As mentioned, sit down with your wife and learn everything you can about your retirement plan, how it fits where you are now, and ask questions and challenge answers that don’t seem to add up. It’s your money and they act like it and can make mistakes. Happens every single day. Trust your instincts.
• Talk to the trusted shop you brought your Camaro to. Explain you can’t do it all at once and make a plan to take care of the most important items first.
• Compliment your wife and pick up a small and inexpensive bouquet of flowers at the supermarket. Find reasons to smile, and if you have to force it, still do it. It makes a difference.
I lost my Dad a year and few months ago, and I think of him every day. He is the reason I am into cars (don’t think I had a choice, actually) and every time I do something, I wish he could see. But I believe he knows, as I bet your Dad does as well. It is still up to us to make ‘em proud, and we can do it, one thing at a time.
Adulting sux sometimes. Hang in there.
Dave