Insurance help

[Jersey John]

So I'm considering opening a seasonal fixed location detailing business and while I can easily calculate many costs, the cost of insurance is quite hard bc I don't have an official business title yet. Could anybody give me a guesstimate of what I would pay and as general info, I'm doing it from home in a nice neighborhood. I know this can be nearly impossible so if you can give me any guess it'd be helpful.

 

[beenen]

I have a garage keepers insurance out of my own business from my home and runs me about $50 a month with $1,000,000 In liability. I went through state farm

 

[builthatch]

So I'm considering opening a seasonal fixed location detailing business and while I can easily calculate many costs, the cost of insurance is quite hard bc I don't have an official business title yet. Could anybody give me a guesstimate of what I would pay and as general info, I'm doing it from home in a nice neighborhood. I know this can be nearly impossible so if you can give me any guess it'd be helpful.

whatever you do, do not get a policy and then cancel it later, only to photoshop the orig docs each year to appear as if you have active insurance hahaha

this is why i urge people to make sure you check your detailer's docs if you care because this does happen, trust me. it's insane, but true.

 

[tigerwash]

I would imagine between $500-1500 per year would be about right.

 

[sanson12]

Yup!! 50-60$ with state farm!!