Insurance Quote-- Need Advice Please

ShineTimeDetail

ShineTimeDetail

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So I'm looking around again for insurance and this is what Im getting. I had someone here in FL with a beter quote but I wasnt going to be driving cars as much as I will when I move home(Dealerships)

The first link is for insurance on the cas I'm working on and the second is for my equipment. Is there another way I should cover my equipment? It needs to be covered because it is to easy to steal a trailer, then I'm out. Any advice wouldbe great:xyxthumbs:

Car--

https://docs.google.com/viewer?a=v&...ttd&zw&sig=AHIEtbSnyr5x06tmd30mXRC4TAmHv9YmdQ

Equipment--

https://docs.google.com/viewer?a=v&...ttd&zw&sig=AHIEtbSwDpC68-K1SavAoeB9MDImd4sZ6A
 
ShineTimeDetail said:
Anyone?
Click to expand...


I only clicked on the first link. When I saw 900k, that was all I needed to see. If your not going to be driving the cars, and your only getting this to cover yourself from any damage you (or someone else) may cause while the car is in your possesion, I would say 100k is all that your going to need

You are going to be over insured IMO with 900k? Unless you work on million dollar cars regularly
 
I drive cars in parking lots and if I get a dealership I will be required to drive the cars to my location.
 
Question.. does the first policy offer protection not to just the vehicle, but god forbit you cause damage to another person, building, or car(s)? I see the med. payment line blank, not sure if that means for lost time or if you injure someone or yourself?
 
Call Phil at Firm Solutions. He is the owner and is based in California. I've talked to him and recieved a quote that was much lower than expected. Once I get going, I will be using them.

He specializes in Detailer Insurance and will tailor make your policy to fit your needs. This type of ins is in high demand in Cali so he knows what he is talking about. He's very knowledgable and easy to understand.

I would at least call him and listen to what he will offer. I think you will be happy. Most ins companies have no idea of the type of coverage a Detailer needs so they set up an umbrella type policy that costs more. Firm solutions had taken the time to learn the industry so they don't have to create a policy like that.

1 (888) 471-3476

Hope this helps.
 
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