Taking payment going mobile

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DirtyCurty

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Going mobile this year. How are you taking payment, cash, debit, credit, cheque?

I have seen attachments for the iphone that will allow you take credit, maybe debit. does anyone know if there is a Blackberry version?
 
Square reader is great for iPhone or iPod touch (with wifi). Not sure if it works for blackberry but don't see why not since it just plugs into the headphone jack. Personally I wouldn't take a cheque unless you personally knew the customer.
 
mets2010 said:
Square reader is great for iPhone or iPod touch (with wifi). Not sure if it works for blackberry but don't see why not since it just plugs into the headphone jack. Personally I wouldn't take a cheque unless you personally knew the customer.
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I have heard of some using the Square reader, does it allow you to take credit and debit?
 
DirtyCurty said:
I have seen attachments for the iphone that will allow you take credit, maybe debit. does anyone know if there is a Blackberry version?
Click to expand...

Unfortunately, Square doesn't have a Blackberry app. If you have an iPod Touch or an iPad and a wifi connection (or can tether your Blackberry), that could be a solution.
 
Square is awesome! It will NOT work for BB phones. Just because the card reader can attach to the phone, doesn't mean it will work. You still need the Square app and there is no Square app for BB.

I'm not a mobile detailer but use Square when I have a yard sale or someone owes me money and they say they don't have cash. :D
 
Great stuff. I was going to ask the same thing
 
Just looked into it, tomorrow i will check out a couple androids. Thanks again.
 
Paypal also has a mobile payment system and they say they have the cheapest fees. I also personally like their scan device more because of its design.
 
Square is 2.75% per transaction and Paypal is 2.9% plus 30 cents per transaction, Square is cheaper
 
Infiltrator said:
Square is 2.75% per transaction and Paypal is 2.9% plus 30 cents per transaction, Square is cheaper
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Nope. Check their fee listing.
Paypal Fees

Here is Square's fee list
Square's Fees
Incase someone doesn't want to read the link.
PayPal Here™ card reader:2.7% when you swipe a card. 3.5% plus $0.15 per transaction when you type in a card number.

Now .05% is pretty insignificant unless you are trying to get every penny possible. You can possibly get business discounts with paypal also.

I looked into these payment systems but its to easy to get scammed or fraud with them. Cash is king but I know many people would likely lose a lot of business if they didn't have this option. Anyway I am not in business and just a hobbyist but just wanted to put that other info out there incase someone wanted more options to consider.
 
I use paypal and intuit.
When you use paypal, your funds deposited immediately into your account. I mean right that minute.
What I don't like about paypal is the transaction information does not show the customers name. It makes it hard to see who has paid you or not.

Intuit takes about two days to deposit the funds. What I don't like about Intuit is some mysterious fees that they charge, will call them soon to find out what they are.

I use both all the time, why two you ask? Well because sometimes one of the two apps will not be functioning properly so I will turn to the other.

Sent from my PC36100 using AG Online
 
Opiy said:
Nope. Check their fee listing.
Paypal Fees

Here is Square's fee list
Square's Fees
Incase someone doesn't want to read the link.
PayPal Here™ card reader:2.7% when you swipe a card. 3.5% plus $0.15 per transaction when you type in a card number.

Now .05% is pretty insignificant unless you are trying to get every penny possible. You can possibly get business discounts with paypal also.

I looked into these payment systems but its to easy to get scammed or fraud with them. Cash is king but I know many people would likely lose a lot of business if they didn't have this option. Anyway I am not in business and just a hobbyist but just wanted to put that other info out there incase someone wanted more options to consider.
Click to expand...

Yes you can get business discounts with PayPal as I use their PayPal Here app on my iPhone and ipad mini. I get charged 2.7% for every transaction but I also have a PayPal debit card that is linked to my funds and when I use it I get 1% cash back, therefore I'm technically getting only charged 1.7% for every transaction. I also like the PayPal app since you can have all of your items as products instead of having just a grand total with square.
 
The reason I use square cause it goes straight in to my business account.
 
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