custmsprty
New member
- Apr 11, 2012
- 7,496
- 0
Insurance would pay. If wind blows a healthy tree limb on your friend's car, homeowder's insurance will not pay because that is an "act of god." As I found out.
Rates should not go up. There's a word that the insurance agent told me that I have forgotten, but basically means your premiums won't go up because it wasn't your fault.
your state may vary.
Call your insurance agent and ask him if they would cover a repaint on a corvette because your brother in law ran a grinder next to it an ruined the paint and then report back to us. No way would home owners insurance cover this and I'm with the best insurance company in the country. USAA.