Looking for alternatives to PayPal

Thanks for your insite reguarding esg. The conspiracy comment was ment as a joke...and not singling someone out. Also I was clearin the air b4 someone else said it. Cat trackers are way different than esg. Heck trudeau should have never been able to esencially freeze the bank accounts of anyone.(smells like part of the great reset) Hypocrisy.

Anyway....couldnt one just go buy a prepaid credit card(gift card) and use that to make purchases if one is worried about using their regular checking account card to make online purchases?

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How do they make any money if its all for free?

I’m guessing through their parters listed on the app as a way of advertising, even though there’s no pop up ads. You have to click on this screen in order to see it.

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I use Apple pay as often as possible, and you can transfer money to people through iMessage as long as they have iMessage as well

Send and receive money with Apple Pay on iPhone (U.S. only) - Apple Support

That may be of limited help but if it gets me further from PayPal I am fine with it

YMMV

Ahh so it’s that easy… I should’ve known since I’ve seen the pay icon before but never thought it was that simple.

Other than sending people money, why would anyone use any of these options to pay for things (PayPal) when a credit card has fraud protection and credit bonuses and zero cost if paid monthly?

And accepted by 99.9% of stores and vendors online.

For 1. Having a PayPal/Apple Pay account sets you up to pay not only at 1 website, but all websites where they’re accepted. No need to fill in your CC information for each different merchant everytime you decide to buy something.

2. Some people would rather keep things simple, meaning they’d rather have 1 less monthly bill to remember to have to pay.

3. Paypal/Apple Pay immediately deducts the money from your checking account, so there’s no way to spend more money than you think you have because it’s instantly debited.

4. Credit cards give you the opportunity to put paying things off and for some people that leads to irresponsible spending/debt.


When you’re in the shower and can’t get to your wallet.
 
2. Some people would rather keep things simple, meaning they’d rather have 1 less monthly bill to remember to have to pay.

3. Paypal/Apple Pay immediately deducts the money from your checking account, so there’s no way to spend more money than you think you have because it’s instantly debited.

4. Credit cards give you the opportunity to put paying things off and for some people that leads to irresponsible spending/debt.



Doesn't a debit card do the same thing.
 
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